ACA

How  ACA Improved Health Coverage for African Americans

The Affordable Care Act (ACA) has significantly transformed access to health coverage in the United States, particularly for African American communities. However, key challenges remain in addressing racial disparities and ensuring equitable access to healthcare services. As a health insurance agent or agency, understanding these data points can help you identify opportunities to support your […]

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Simplify ACA Enrollment: The Essential Checklist for Your Clients

The open enrollment period for Affordable Care Act (ACA) plans can be a busy and sometimes overwhelming time for both clients and health insurance agents. As an agent or agency, your role is crucial in streamlining this process and ensuring that your clients have all the information and documents they need to make informed decisions

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The Family Glitch: Understanding its Impact on American Families

The Affordable Care Act (ACA), enacted in 2010, aimed to make health insurance accessible and affordable for millions of Americans. While the ACA brought significant improvements, it also introduced some unintended complications. One such complication is the “family glitch.” This policy loophole has left many families struggling to afford healthcare coverage despite being theoretically covered

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Understanding the Family Glitch in Health Insurance

Healthcare coverage in the United States has been significantly shaped by the Affordable Care Act (ACA) since its enactment. However, amidst the efforts to expand access to affordable health insurance, a significant issue emerged known as the “family glitch.” This phenomenon has impacted millions of Americans since its inception in 2014, up until recent regulatory

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Connecting with Young Adults Turning 26: A Strategic Move for Marketplace Agents

As a marketplace agent specializing in health insurance, understanding the importance of connecting with young adults turning 26 can significantly enhance your client base and foster long-term relationships. Turning 26 marks a critical transition for many individuals, particularly concerning health insurance coverage. Here’s why it’s crucial for marketplace agents to engage with this demographic during

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Record High ACA Enrollment: A Closer Look at the Numbers

The Affordable Care Act (ACA) has witnessed an unprecedented surge in enrollment during the latest open enrollment period, setting a new record. According to data published by the health policy research organization KFF, the total enrollment has experienced a remarkable 30% increase compared to the previous year. Notably, this surge represents an 87% rise from the enrollment figures recorded in 2020, a year that marked the lowest total since the ACA marketplaces were first established in 2014.Biden Administration’s Impact
An insightful analysis by KFF indicates a consistent upward trend in ACA health plan enrollment during the Biden administration. This stands in stark contrast to the previous administration under former President Donald Trump, where the total number of signups experienced a 10% decrease in 2020, dropping to 11.4 million from 12.7 million in 2016 – the year Trump assumed office.

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Things to Think About Post-OEP

As the Open Enrollment Period (OEP) for health insurance comes to a close, individuals must shift their focus toward what comes next. While OEP provides a designated time to enroll in health coverage, there are still considerations and actions to take post-OEP. In this comprehensive guide, we’ll explore the key aspects that individuals should think about after the Open Enrollment Period, ensuring they make informed decisions about their healthcare coverage throughout the year.

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