Author name: Sandra Valencia

The Family Glitch: Understanding its Impact on American Families

The Affordable Care Act (ACA), enacted in 2010, aimed to make health insurance accessible and affordable for millions of Americans. While the ACA brought significant improvements, it also introduced some unintended complications. One such complication is the “family glitch.” This policy loophole has left many families struggling to afford healthcare coverage despite being theoretically covered […]

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Preparing for the Coming Open Enrollment Period (OEP)

The Open Enrollment Period (OEP) is a crucial time for health insurance providers and agents. It’s a window when individuals can enroll in or change their health insurance plans. Proper preparation is key to ensuring that you can provide efficient and quality service to your clients. Here’s a comprehensive guide on what you should have

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Maximizing Your Health Insurance Business Success with the Buyer Person

Understanding your customers is paramount to delivering products and services that meet their needs and expectations. One of the most effective tools for achieving this understanding is the creation and utilization of buyer personas. These semi-fictional representations of your ideal customers can guide your marketing strategies, product development, and customer service efforts. This article delves

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Understanding the Family Glitch in Health Insurance

Healthcare coverage in the United States has been significantly shaped by the Affordable Care Act (ACA) since its enactment. However, amidst the efforts to expand access to affordable health insurance, a significant issue emerged known as the “family glitch.” This phenomenon has impacted millions of Americans since its inception in 2014, up until recent regulatory

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Connecting with Young Adults Turning 26: A Strategic Move for Marketplace Agents

As a marketplace agent specializing in health insurance, understanding the importance of connecting with young adults turning 26 can significantly enhance your client base and foster long-term relationships. Turning 26 marks a critical transition for many individuals, particularly concerning health insurance coverage. Here’s why it’s crucial for marketplace agents to engage with this demographic during

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Preparing for the AHIP Medicare Training Test: Essential Tips for Health Insurance Agents

Are you planning to take the AHIP Medicare training test for the first time? The America’s Health Insurance Plans (AHIP) certification is a crucial step for agents looking to sell Medicare Advantage and Part D plans. It’s known for its rigorous content and detailed questions, but with the right preparation, you can pass it with

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The Impact of Legal System Abuse on Independent Health Insurance Agents

The repercussions of legal system abuse ripple through the entire insurance value chain, affecting every stakeholder, including independent health insurance agents. As the costs of excessive claims escalate, these agents face a multitude of challenges. Premiums rise, making it more difficult for agents to sell coverage. Furthermore, the availability of coverage diminishes, creating an increasingly

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What You Need to Know About Supplemental Insurance

Understanding supplemental insurance is crucial for providing comprehensive and personalized coverage to your clients. These supplementary insurances play a crucial role in filling the gaps left by standard health policies, providing additional benefits and greater financial peace of mind. Here’s a detailed guide on what every health insurance agent should know about supplemental insurance. What

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 Life Insurance: Term vs. Permanent Policies

Life insurance is a crucial financial tool that provides peace of mind and financial security to families. As an insurance agent, understanding the differences between term and permanent life insurance policies is essential to effectively guide your clients in making informed decisions that meet their unique needs and goals. Term Life Insurance: Coverage for a

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 Essential SEO Tips for Health Insurance Agents

In today’s digital age, having a strong online presence is crucial for health insurance agents and agencies. With the majority of consumers turning to the internet to research and purchase health insurance, optimizing your website for search engines is essential. Here are some practical SEO tips to help you attract more visitors, generate leads, and

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