What is ObamaCare?

The Affordable Care Act (ACA), also known as Obamacare,  is a comprehensive reform to the US health system that since 2014 allows you access to better health services, while subsidizing costs of insurance for those who qualify. The key to getting the most out of these benefits is understanding what your options are.

You are in the right place!

Your benefits

We know you want to make an informed decision. Aside from available licensed agents ready to guide and accompany you throughout the process, with us you’ve got:

  • The best insurance plan

    We help you discover the perfect plan for you based on your location, income, prescriptions, preferred doctors and other characteristics of your lifestyle.

  • A successfull application

    We wiill make sure your application is submitted successfully and you have easy access to all your benefits.

  • Secure payments

    Handle all the paperwork, including help with making easy and secure payments.

  • Professional advice

    We are always available for help with any issues, questions, or advise on your policy.

Plans basic guide

Coverage level: 60%

Bronze

This plan is perfect if you are a person in good health who can have a higher deductible for a lower plan cost. With this coverage you can:

  • Visit your doctor and obtain generic medications at an affordable price.
  • Preventive drugs at $ 0
  • Broad coverage in case of accident or serious illness.
  • Possibility of applying for discounts on the monthly premium
Coverage level: 70% - 90%

Silver

If you or your loved ones use your insurance frequently, and you want to make sure you have an option that balances lower premiums with affordable deductibles, Silver plans are a great option to consider. Some of their benefits include:

  • Visits to the doctor at an affordable cost.
  • Out-of-pocket expenses lower than those of a Bronze plan
  • Preventive drugs at $ 0
  • Possibility of applying for additional subsidies to obtain discounts on deductibles, copayments and coinsurance (cost-sharing).
Coverage level: 80%

Gold

If you or a loved one has a chronic illness, or simply feel more relaxed with lower deductibles and cost of plan usage, a Gold level coverage is ideal for you. Some of its benefits include:

  • Lower costs for physician visits
  • Lower costs for emergency and medical treatments
  • Lower costs for prescriptions
Coverage level: 90%

Platinum

If access to the best care with the lowest out of pocket costs is the most important thing for you or your family, Platinum level coverage is your best option. Some of its benefits include:

  • The lowest deductibles and out-of-pocket costs of all ACA plans
  • Comprehensive drug formularies along with lower prescription costs
  • Physician visits and medical treatments at the lowest cost
Coverage level: < 60%

Catastrophic

If you are under 30 and you consider yourself healthy, this basic health plan is ideal for you. Although your out-of-pocket costs (copayments, coinsurance, and deductible) may be high, you can count on:

  • 3 free visits to the doctor
  • Preventive drugs at $ 0
  • Coverage in case of accident or serious illness.

Supplementary coverage